Start with your servicer
Before you order anything, call your mortgage servicer and ask about its PMI cancellation requirements: the loan-to-value it requires, how long you must have had the loan, payment-history rules, and how the appraisal must be ordered. Some servicers order the appraisal themselves through their own vendors; others accept an appraisal from a licensed appraiser you hire. We are happy to help when the servicer allows it.
How we help
- A current market value of your home, supported by recent local sales
- Documentation of updates and improvements that affect value
- A report prepared to the requirements your servicer gives you
What to have ready
- Your servicer's written PMI cancellation requirements
- A list of improvements since you bought the home
- Your loan number, if the servicer wants it on the report
Common questions
Will my servicer accept an appraisal I order?
It depends on the servicer and the loan investor. Ask them first and send us their requirements so the report matches.
Is PMI removal guaranteed if the value comes in high?
No. The servicer makes the decision based on its own rules, which can include payment history and loan seasoning as well as value.
Serving Southern NH & Northern MA
Based in Hudson, we cover Hillsborough, Rockingham, and Strafford Counties in New Hampshire, including Hudson, Nashua, Manchester, Salem and Windham, Londonderry, Derry, Merrimack, Bedford, Milford, Hooksett, Pelham, and Litchfield, plus nearby Essex and Middlesex County, Massachusetts markets such as Lowell, Dracut, and Tyngsborough, Methuen, and Haverhill. See the full service area.